Dsp Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹55.78(R) -0.12% ₹62.61(D) -0.12%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.23% 8.19% 8.31% 6.22% 6.83%
LumpSum (D) 10.92% 8.89% 9.43% 7.45% 7.93%
SIP (R) -8.96% 8.29% 8.58% 7.29% 6.68%
SIP (D) -8.4% 8.98% 9.46% 8.31% 7.77%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.21 0.66 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.62% -3.91% -3.05% - 2.6%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Icici Prudential Regular Savings Fund 2
Franklin India Debt Hybrid Fund 3
Hdfc Hybrid Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.38
-0.0100
-0.1200%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.66
-0.0100
-0.1200%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 13.97
-0.0200
-0.1200%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.15
-0.0200
-0.1200%
DSP Regular Savings Fund- Regular Plan - Growth 55.78
-0.0700
-0.1200%
DSP Regular Savings Fund - Direct Plan - Growth 62.61
-0.0700
-0.1200%

Review Date: 17-01-2025

Dsp Regular Savings Fund has exhibited average performance in the Conservative Hybrid Fund category. The fund has rank of 8 out of 16 funds in the category. The fund has delivered return of 10.23% in 1 year, 8.19% in 3 years, 8.31% in 5 years and 6.83% in 10 years. The category average for the same periods is 9.42%, 7.64%, 8.58% and 7.52% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 3.62, VaR of -3.91, Average Drawdown of -1.02, Semi Deviation of 2.6 and Max Drawdown of -3.05. The category average for the same parameters is 3.62, -3.45, -1.19, 2.58 and -2.83 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Regular Savings Fund direct growth option would have grown to ₹11092.0 in 1 year, ₹12910.0 in 3 years and ₹15689.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Regular Savings Fund direct growth option would have grown to ₹11446.0 in 1 year, ₹41229.0 in 3 years and ₹76163.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 3.62 and based on VaR one can expect to lose more than -3.91% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.46 which shows good performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.91
-1.08
-2.48 | 0.19 4 | 17 Very Good
3M Return % -0.22
-0.55
-1.53 | 0.65 5 | 17 Very Good
6M Return % 2.40
1.78
0.65 | 3.19 4 | 17 Very Good
1Y Return % 10.23
9.42
7.01 | 13.43 5 | 17 Very Good
3Y Return % 8.19
7.64
4.87 | 11.20 6 | 16 Good
5Y Return % 8.31
8.58
5.31 | 11.01 9 | 15 Average
7Y Return % 6.22
7.20
4.17 | 9.42 11 | 15 Average
10Y Return % 6.83
7.52
5.22 | 9.31 10 | 15 Average
15Y Return % 7.67
8.33
6.37 | 9.67 9 | 11 Average
1Y SIP Return % -8.96
-8.94
-11.52 | 6.72 5 | 17 Very Good
3Y SIP Return % 8.29
7.70
5.06 | 10.40 8 | 16 Good
5Y SIP Return % 8.58
8.45
5.91 | 10.43 9 | 15 Average
7Y SIP Return % 7.29
7.50
5.18 | 9.69 10 | 15 Average
10Y SIP Return % 6.68
7.20
4.72 | 9.22 10 | 15 Average
15Y SIP Return % 7.31
8.06
5.94 | 9.42 9 | 11 Average
Standard Deviation 3.62
3.62
2.11 | 4.46 9 | 16 Average
Semi Deviation 2.60
2.58
1.45 | 3.27 10 | 16 Average
Max Drawdown % -3.05
-2.83
-4.88 | -1.02 9 | 16 Average
VaR 1 Y % -3.91
-3.45
-5.69 | -0.88 11 | 16 Average
Average Drawdown % -1.02
-1.19
-1.74 | -0.39 6 | 16 Good
Sharpe Ratio 0.46
0.32
-0.41 | 1.22 7 | 16 Good
Sterling Ratio 0.66
0.64
0.35 | 0.99 8 | 16 Good
Sortino Ratio 0.21
0.16
-0.15 | 0.67 6 | 16 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.86 -1.01 -2.41 | 0.22 5 | 17
3M Return % -0.07 -0.34 -1.41 | 0.85 5 | 17
6M Return % 2.72 2.22 0.90 | 3.35 6 | 17
1Y Return % 10.92 10.36 8.12 | 14.37 6 | 17
3Y Return % 8.89 8.55 6.03 | 11.53 7 | 16
5Y Return % 9.43 9.56 6.04 | 12.44 9 | 15
7Y Return % 7.45 8.17 4.94 | 10.81 11 | 15
10Y Return % 7.93 8.48 6.05 | 10.66 10 | 15
1Y SIP Return % -8.40 -8.18 -10.64 | 7.48 5 | 17
3Y SIP Return % 8.98 8.61 6.26 | 10.75 8 | 16
5Y SIP Return % 9.46 9.42 6.92 | 11.89 9 | 15
7Y SIP Return % 8.31 8.46 5.92 | 11.09 10 | 15
10Y SIP Return % 7.77 8.16 5.49 | 10.60 10 | 15
Standard Deviation 3.62 3.62 2.11 | 4.46 9 | 16
Semi Deviation 2.60 2.58 1.45 | 3.27 10 | 16
Max Drawdown % -3.05 -2.83 -4.88 | -1.02 9 | 16
VaR 1 Y % -3.91 -3.45 -5.69 | -0.88 11 | 16
Average Drawdown % -1.02 -1.19 -1.74 | -0.39 6 | 16
Sharpe Ratio 0.46 0.32 -0.41 | 1.22 7 | 16
Sterling Ratio 0.66 0.64 0.35 | 0.99 8 | 16
Sortino Ratio 0.21 0.16 -0.15 | 0.67 6 | 16
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.12 ₹ 9,988.00 -0.12 ₹ 9,988.00
1W 0.00 ₹ 10,000.00 0.01 ₹ 10,001.00
1M -0.91 ₹ 9,909.00 -0.86 ₹ 9,914.00
3M -0.22 ₹ 9,978.00 -0.07 ₹ 9,993.00
6M 2.40 ₹ 10,240.00 2.72 ₹ 10,272.00
1Y 10.23 ₹ 11,023.00 10.92 ₹ 11,092.00
3Y 8.19 ₹ 12,665.00 8.89 ₹ 12,910.00
5Y 8.31 ₹ 14,907.00 9.43 ₹ 15,689.00
7Y 6.22 ₹ 15,251.00 7.45 ₹ 16,542.00
10Y 6.83 ₹ 19,359.00 7.93 ₹ 21,447.00
15Y 7.67 ₹ 30,288.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.96 ₹ 11,408.98 -8.40 ₹ 11,445.86
3Y ₹ 36000 8.29 ₹ 40,805.93 8.98 ₹ 41,228.96
5Y ₹ 60000 8.58 ₹ 74,502.12 9.46 ₹ 76,163.28
7Y ₹ 84000 7.29 ₹ 108,890.80 8.31 ₹ 112,945.98
10Y ₹ 120000 6.68 ₹ 169,194.84 7.77 ₹ 179,151.96
15Y ₹ 180000 7.31 ₹ 321,055.92 ₹


Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
17-01-2025 55.7846 62.6076
16-01-2025 55.8514 62.6815
15-01-2025 55.7009 62.5116
14-01-2025 55.6724 62.4786
13-01-2025 55.4703 62.2507
10-01-2025 55.7853 62.6011
09-01-2025 55.9598 62.7958
08-01-2025 56.0731 62.9219
07-01-2025 56.172 63.0319
06-01-2025 56.1113 62.9626
03-01-2025 56.3178 63.1912
02-01-2025 56.3565 63.2336
01-01-2025 56.1172 62.9641
31-12-2024 56.0633 62.9025
30-12-2024 56.013 62.845
27-12-2024 56.0293 62.8601
26-12-2024 55.9885 62.8133
24-12-2024 55.9493 62.7673
23-12-2024 55.9668 62.7858
20-12-2024 55.8718 62.6761
19-12-2024 56.0671 62.8941
18-12-2024 56.2246 63.0698
17-12-2024 56.2975 63.1505

Fund Launch Date: 27/Apr/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.